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Moving houses with a mortgage in the UK (2022)

Moving houses with a mortgage is already a fuss. There’s a lot that goes into the equation, including lenders’ and surveyors’ availability and what type of porting or remortgage deal you have made. Of course, timing and dates play a crucial role when booking your house relocation company, and bouncing around dates won’t help you speed up the process.

The stress is real. But with the right relocation company like Bubblevan, you can have all the flexibility you want to handle your mortgage while cutting costs. Enjoy a hassle-free move customized to your needs and focus on everything else that matters.

Mortgage move and common problems

Whether you decide to transfer your mortgage to a new property or remortgage altogether, you’ll need to go through an application process. In fact, the process is not so different from when you applied for your first mortgage. There will be a valuation of your current home as well as a credit check on you, which translates into time and money loss.

Of course, things get even messier depending on the new property you’re trying to close. For example, if you want to purchase a more expensive property, you’ll need to increase the size of your loan and meet the lender’s borrowing criteria for the extra amount. Or, you may decide to get a new mortgage with a new provider if your existing one is nonportable.

All in all, if you’re involved in a mortgage chain, there’s a lot of uncertainty and money lost along the way. Having a house relocation company anticipating a fixed moving date for your move and constantly changing the rates will be your cherry on top. So instead, aim for a reputable moving company that leaves you the time and space to deal with your mortgage while ensuring a fixed rate.

Your house relocation company for a mortgage move

At Bubblevan, we know the struggles of having a fixed date when you’re involved in a mortgage chain. That’s why we offer flexible moving dates and fixed rates. Enjoy a same-day move or a 2-day move for large properties, where the first day is dedicated to packing and dismantling and the second for removal and furniture assembling.

Here’s all you have to do:

Film your house and comment on items needing dismantling and packing.
Send your video to hellolohello@bubblevan.co.uk or on WhatsApp at 07949 837788. Mention your name and contact details (plus email).
We will access the video and send you a quotation.
Validate the offer by confirming, and let us deal with the rest.

To sum up, when you rely on multiple third parties for your mortgage move, you can’t be certain that things will be executed on time. That’s why it’s important to have a plan B and valuable house relocation allies to assist you on the day of your move. Although deadlines and fixed dates are always a plus, we’re here to give you the necessary flexibility for a stress-free relocation with a mortgage UK.